Payment Security Has Always Been At Forefront Of Cardflex, Says Founder Andrew Phillips

andrew phillips cardflexWe shouldn’t have to worry every time we hand a debit card over to a waiter at a restaurant. However, a March 5, 2018 article from goes to show that those looking to steal payment card information lurk just about everywhere. Per the article, some Applebee’s restaurants reported a point-of-sale breach and quickly launched a response to remedy the issue. Per a statement on the restaurant chain owner’s website, “… unauthorized software placed on the point-of-sale system” was to blame and cardholder information “during limited time periods could have been affected.” Fortunately, the company launched an investigation and solution as rapidly as it did. What this all means to Andrew Phillips of Cardflex is this: Staying on top of your game in the payment card industry (PCI) is what keeps clients safe and customers coming back.

Cardflex is a company serving both ends of the PCI sector. On one hand, it helps companies develop and deploy pre-paid cards to workers so there’s no need to get involved with direct deposit of paychecks. On the other end, its credit card processing gives businesses the tools needed to make successful transactions, read accurate reporting and receive consistent customer support. How can Andrew Phillips and Cardflex ensure the security of data it processes? When a merchant processing request is initiated, it will move from the customer’s card at the point-of-sale system, through Mr. Phillips’ proprietary payment gateway then to the merchant’s bank account. When working with Cardflex and Andrew Phillips, you’re partnering with a boutique company that takes the time to understand your unique needs as a business. As a result, you’ll not only see more responsiveness but will also benefit from risk mitigation through improved transaction throughput and proprietary automated clearing house (ACH) platforms that can be integrated with your existing system.

Andrew Phillips has been part of the ACH industry since the early 1980s when he and a team of developers revolutionized the way checks and credit card payments got cleared. From there, he took his techniques and technologies to a number of other industry operations over the next two decades before founding Cardflex in 2007. With this company, which later re-branded but continued offering improved services, Andrew Phillips would give card-holders the opportunity to use and re-use pre-paid payment cards. This mean general purpose reloadable cards, corporate expense cards, payment cards and incentive cards were all on the table for companies ready to advance the way they allowed workers to do business.

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